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5fa7f6ad - feat(practitioner-master-reference): PMREF-GSIFI-WP-015 — Practitioner-Focused Enterprise & Frontier AI Governance Master Reference 2026-2030

feat(practitioner-master-reference): PMREF-GSIFI-WP-015 — Practitioner-Focused Enterprise & Frontier AI Governance Master Reference 2026-2030 DELIVERABLES: - Markdown: docs/reports/PRACTITIONER_MASTER_REFERENCE_AI_GOVERNANCE.md (1,175 lines, ~85 KB) - Dashboard: rag-agentic-dashboard/public/practitioner-master-reference.html (508 lines, ~35 KB) - API: /api/practitioner-master-reference/* (58 endpoints, 10 pillar sub-routes) - Data Object: PRACTITIONER_MASTER_REFERENCE in server.js (798 lines) 10 GOVERNANCE PILLARS: - P1: Multilayered AI Governance Architecture (6 layers, CAIO, Board, RACI) - P2: Standards & Regulatory Alignment (16 frameworks, 4 jurisdictions, 88.4% compliance) - P3: Enterprise AI Reference Architectures & Trust Stacks (5 architectures, 7-layer trust stack) - P4: Global Legal & Compute Governance (ICGC, compute registries, $2.1T cross-border flows) - P5: Financial Services AI Governance (SR 11-7 94%, FCRA/ECOA 89%, G-SIFI $1.78M/yr premium) - P6: Frontier AGI Safety & Trust-by-Design (10-stage evolution, CRP v1.0, MVAGS 48h deploy) - P7: Compliance-as-Code & Full-Stack Auditability (278 OPA rules, 11 groups, Kafka WORM) - P8: RAG Implementation Status & Executive Dashboards (F1 91.4%, 4-tier dashboard) - P9: Autonomous Agent Risk Analysis (12-dim taxonomy, ARS 55.8->74.3, kill-switch 50-280ms) - P10: Integrated Platform Deployment Roadmaps (Sentinel+EAIP+WorkflowAI, 5 phases 2026-2030) KEY METRICS: - 847 Sentinel rules across 22 systems, 1.2M daily evaluations - 278 OPA Rego rules in 11 policy groups - EAIP 10,400 RPC/s, 99.97% handoff reliability - $57.6M 5-year investment, NPV $96.2M, IRR 39.8%, payback 2.3yr - 48 API endpoints, 18 interactive dashboard tabs REGRESSION: 76/76 endpoints PASS (0 FAIL) Supersedes: UMREF-G2K-WP-014 v1.0.0, PRACT-GSIFI-WP-011 v1.0.0