[ty] Fix 'too many cycle iterations' for unions of literals (#20137)
## Summary
Decrease the maximum number of literals in a union before we collapse to
the supertype. The better fix for this will be
https://github.com/astral-sh/ty/issues/957, but it is very tempting to
solve this for now by simply decreasing the limit by one, to get below
the salsa limit of 200.
closes https://github.com/astral-sh/ty/issues/660
## Test Plan
Added a regression test that would previously lead to a "too many cycle
iterations" panic.