[ty] Simplify materialization of specialized generics (#20121)
This is a variant of #20076 that moves some complexity out of
`apply_type_mapping_impl` in `generics.rs`. The tradeoff is that now
every place that applies `TypeMapping::Specialization` must take care to
call `.materialize()` afterwards. (A previous version of this didn't
work because I had missed a spot where I had to call `.materialize()`.)
@carljm as asked in
https://github.com/astral-sh/ruff/pull/20076#discussion_r2305385298 .
