[red-knot] Small simplifications to `Type::is_subtype_of` and `Type::is_disjoint_from` (#15622)
## Summary
This PR generalizes some of the logic we have in `Type::is_subtype_of`
and `Type::is_disjoint_from` so that we fallback to the instance type of
the metaclass more often in `Type::ClassLiteral` and `Type::SubclassOf`
branches. This simplifies the code (we end up with one less branch in
`is_subtype_of`, and we can remove a helper method that's no longer
used), makes the code more robust (any fixes made to subtyping or
disjointness of instance types will automatically improve our
understanding of subtyping/disjointness for class-literal types and
`type[]` types) and more elegantly expresses the type-system invariants
encoded in these branches.
## Test Plan
No new tests added (it's a pure refactor, adding no new functionality).
All existing tests pass, however, including the property tests.