Fix the total_downscale_factor returned by FullAdapterXL T2IAdapters (#5134)
* Fix FullAdapterXL.total_downscale_factor.
* Fix incorrect error message in T2IAdapter.__init__(...).
* Move IP-Adapter test_total_downscale_factor(...) to pipeline test file (requested in code review).
* Add more info to error message about an unsupported T2I-Adapter adapter_type.
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Co-authored-by: Patrick von Platen <patrick.v.platen@gmail.com>