test(cypress): add Volt OpenBanking config and refund test coverage
Changes:
- Volt.js: add bank_redirect_pm.OpenBanking with EUR currency, billing address,
refund configs (Refund, PartialRefund, manualPaymentRefund, manualPaymentPartialRefund,
SyncRefund)
- Commons.js: add bank_redirect_pm.OpenBanking fallback via getCustomExchange
- Modifiers.js: add OpenBanking: EUR to CURRENCY_MAP
- 18-BankRedirect.cy.js:
- extend OpenBankingUk context with Refund Payment + Sync Refund Payment steps
- add new OpenBanking context with full Create->Confirm->Retrieve->Refund->SyncRefund flow
All tests use standard cy.step() pattern with shouldContinue gates.