Update mac.yml iphone_simulator job to use Xcode version 16.4. (#25752)
### Description
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Update mac.yml iphone_simulator job to use Xcode version 16.4.
### Motivation and Context
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- If it fixes an open issue, please link to the issue here. -->
Fix CI build failure.
Following the recommendation here:
https://github.com/actions/runner-images/issues/12758#issuecomment-3187480561