[ty] Avoid unnecessarily widening generic specializations (#20875)
## Summary
Ignore the type context when specializing a generic call if it leads to
an unnecessarily wide return type. For example, [the example mentioned
here](https://github.com/astral-sh/ruff/pull/20796#issuecomment-3403319536)
works as expected after this change:
```py
def id[T](x: T) -> T:
return x
def _(i: int):
x: int | None = id(i)
y: int | None = i
reveal_type(x) # revealed: int
reveal_type(y) # revealed: int
```
I also added extended our usage of `filter_disjoint_elements` to tuple
and typed-dict inference, which resolves
https://github.com/astral-sh/ty/issues/1266.
